The SI at Home Inner Circle is a monthly membership for homeowners with a mortgage. Learn to use SI (Super Intelligence, formerly called AI) before big home moments: hiring an agent, meeting an attorney, checking your chain of title. And build your own personal SI agent, step by step. Be prepared. Stay in control.
Join the Inner Circle$27/month or $270/year. Renews automatically until you cancel. 30-day refund on your first payment. Cancel anytime online.
Watch first: how “Ask SI first” works (about 15 minutes).
Prefer to read? Scroll down. Everything in the video is on this page.
It’s not that you’re not smart. Nobody ever taught you the words. That’s what the Inner Circle is for.
Before a big meeting, spend 15 minutes with SI on your phone. Learn the words. Organize your papers. Practice your questions. SI tools like ChatGPT, Gemini, Claude and Copilot answer in plain words, in English or Spanish. To ask SI a question, there’s no paid middleman needed.
Plain-word explanations of the terms in your papers.
Know what you have and what to request.
Walk in with a list, not a guess.
SI helps you prepare. Licensed agents and attorneys, and HUD-approved housing counselors, give the advice. SI can make mistakes, so always verify.
Stop starting from a blank screen. Set up your own home-protection SI helper on your phone, with instructions already written for you.
Your personal SI agent already knows how you want it to work. It explains things in plain words, in your language. It follows the privacy rules. It gives you questions to ask your professionals, not decisions. And it points you to free help when that’s the right next step.
Why members only: A personal SI agent isn’t a one-time download. It needs updates to stay useful, and that’s what the membership is for.
Your personal SI agent is an SI tool. It is not a real estate agent, lawyer, housing counselor, or financial advisor. It helps you prepare. You make your decisions with licensed professionals.
Everything works on your phone, in English and Spanish.
This membership is education. It does not stop or delay a foreclosure, and we don’t negotiate with lenders.
I’m Mario Menendez, an Inland Empire homeowner educator based in Montclair, California. I teach homeowners to ask SI first, so they walk into meetings with agents, attorneys and title professionals prepared and in control. I’m not a lawyer, real estate agent, or financial advisor, and I hold no license. I teach. Licensed professionals advise.
$27 / month
Less than $1 a day. Billed today, then every month on the same date until you cancel.
Join Monthly$270 / year
Billed today, then every year on the same date until you cancel.
Join AnnualLeave your name and email and we'll let you know when you can join. $27/month or $270/year. Cancel anytime online.
Automatic renewal: Your membership renews automatically and your card or PayPal account is charged $27 every month (Monthly) or $270 every year (Annual), plus any applicable tax, until you cancel. Cancel anytime online. Cancelling stops all future charges. 30-day refund on your first payment: if it isn’t for you, ask within 30 days of joining (call (909) 999-4562 or email [email protected]) and we’ll refund your first payment. If you cancel, you keep access through the end of the period you already paid for. After the first payment, payments aren’t refunded for partial periods. We’ll email you a receipt with these terms and how to cancel, and we’ll send a reminder before any price change and once a year.
Education only. No results are guaranteed.
Try it for 30 days.
If it isn’t for you, ask for a refund of your first payment ($27 monthly or $270 annual) within 30 days of joining: just call (909) 999-4562 or email [email protected]. Cancel anytime online, and you keep access through the end of the period you already paid for. After the first payment, payments aren’t refunded for partial periods.
No countdown timers. No pressure. Join when you’re ready.
No. Everything in the Inner Circle is education only. Coach Mario is not a lawyer, real estate agent, or financial advisor, and he holds no license. For advice about your situation, talk with a licensed California professional.
SI stands for Super Intelligence, the new name for what used to be called AI. Tools like ChatGPT, Gemini, Claude and Copilot are SI tools. Most have a free version that works on your phone.
No. A phone works. Everything is built for phone screens.
Yes. Every guide, prompt, and kit instruction comes in English and Spanish.
Yes. Try it for 30 days. If it isn’t for you, ask for a refund of your first payment ($27 monthly or $270 annual) within 30 days of joining: call (909) 999-4562 or email [email protected]. After that, you can still cancel anytime online and keep access through the period you paid for. Later payments aren’t refunded for partial periods.
Online, anytime, from your account. Cancelling stops future charges. You can also call (909) 999-4562 for help.
Join the SI at Home Inner Circle and make it a habit, every month, in English or Spanish.
Join the Inner Circle$27/month or $270/year · Renews automatically until you cancel · 30-day refund on your first payment · Cancel anytime online.
Behind on payments or got a notice? Call a HUD-approved housing counselor for free: 800-569-4287
Education only. Not legal, financial, tax, or real estate advice. Coach Mario Menendez is not a lawyer, real estate agent, broker, or financial advisor, and holds no license. SiMarketingSecrets.com, SI at Home Mobile, and C.O.T.A. Xpress are not a law firm, lender, loan servicer, housing counseling agency, or government agency, and do not negotiate with lenders. Nothing we provide stops or delays a foreclosure. SI tools can make mistakes; always check important information with a licensed professional. No results, savings, or outcomes are guaranteed. Your results depend on your own situation and decisions. Free HUD-approved housing counseling: 800-569-4287.